.tools-hub{padding:35px 0 65px}.tools-stages{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:60px}.tools-stages a{display:flex;align-items:center;gap:12px;padding:20px;background:#eff7f6;border:1px solid #d5e6e2;border-radius:12px;font-weight:600;font-size:.86rem;line-height:1.5;min-width:0}.tools-stages a>span{font-size:.78rem;color:var(--teal)}.tools-stages b{margin-left:auto;font-size:1.2rem;color:var(--teal);font-weight:400}.tools-stages a:hover{background:#dff1ed;border-color:#78b6af}.tools-stage{scroll-margin-top:115px;margin-bottom:55px}.tools-stage-heading{display:flex;gap:19px;align-items:flex-start;margin-bottom:25px}.tools-stage-number{border:1px solid #b8d6d2;border-radius:50%;width:43px;height:43px;display:grid;place-items:center;flex-shrink:0;color:var(--teal);font-weight:700;font-size:.82rem;margin-top:4px}.tools-stage-heading h2{font-size:clamp(1.55rem,2.6vw,2.1rem);line-height:1.25}.tools-stage-heading p{font-size:.96rem;line-height:1.65;color:var(--muted);margin-top:10px}.tools-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px}.tools-card{display:flex;flex-direction:column;align-items:flex-start;border:1px solid var(--line);border-radius:18px;padding:30px;background:white;min-width:0;transition:box-shadow .2s,border-color .2s}.tools-card:hover{border-color:#67aaa3;box-shadow:0 10px 28px #073d500d}.tool-icon{width:49px;height:49px;display:grid;place-items:center;background:#edf7f5;border-radius:12px;color:var(--teal);margin-bottom:25px}.tool-icon svg{width:27px;height:27px}.tools-card-tag{font-size:.71rem;letter-spacing:.065em;text-transform:uppercase;color:var(--teal);font-weight:700}.tools-card h3{font-size:1.4rem;line-height:1.35;margin-top:10px}.tools-card>p{font-size:.93rem;color:var(--muted);line-height:1.8;margin:15px 0 25px}.tools-card-action{display:flex;align-items:center;justify-content:space-between;gap:20px;width:100%;padding-top:20px;border-top:1px solid var(--line);margin-top:auto;font-weight:700;font-size:.9rem;color:var(--teal)}.tools-card-action span{font-size:1.3rem}.tools-direct{background:var(--navy);color:white;border-radius:20px;padding:35px 40px;display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.tools-direct .eyebrow{color:#9be1d6;font-size:.73rem}.tools-direct h2{font-size:1.7rem;color:white;margin:10px 0 14px}.tools-direct p{font-size:.93rem;line-height:1.8;color:#cee3e6;max-width:560px}.tools-direct-actions{display:flex;align-items:center;flex-direction:column;gap:14px}.tools-direct-actions .btn{background:#a4e5d8;color:#073d50;border-color:#a4e5d8}.tools-direct-actions>a:not(.btn){font-size:1.1rem;font-weight:600;color:white}.tools-direct-actions>a.tools-save-contact{font-size:.8rem;text-decoration:underline;text-underline-offset:4px;color:#bcdadf}.tools-no-commitment{font-size:.83rem;color:var(--muted);line-height:1.8;margin-top:22px;max-width:900px}.tools-hub :focus-visible{outline:3px solid #168b83;outline-offset:5px}
@media(max-width:800px){.tools-stages{gap:9px}.tools-stages a{padding:16px 12px;font-size:.8rem;align-items:flex-start}.tools-stages a>span{display:none}.tools-stages b{font-size:1rem}.tools-card{padding:25px}.tools-card h3{font-size:1.25rem}.tools-direct{padding:30px;gap:25px}}
@media(max-width:560px){.tools-hub{padding-top:25px}.tools-stages{grid-template-columns:1fr;margin-bottom:38px;gap:8px}.tools-stages a{padding:15px;font-size:.88rem}.tools-stages a>span{display:inline}.tools-cards{grid-template-columns:1fr;gap:16px}.tools-stage{margin-bottom:40px}.tools-stage-heading{gap:13px}.tools-stage-number{width:35px;height:35px}.tools-stage-heading h2{font-size:1.5rem}.tools-stage-heading p{font-size:.87rem}.tools-card{padding:25px}.tools-direct{grid-template-columns:1fr;padding:27px}.tools-direct-actions{align-items:stretch;text-align:center}.tools-direct .btn{justify-content:center}.tools-no-commitment{font-size:.79rem}}
@media(prefers-reduced-motion:reduce){.tools-card{transition:none}}